Business Loan
Home - Business Loan
Make an Appointment
Get Your Business Loan Today!
CRDTLIN Capital offers business loans to help entrepreneurs and business owners achieve their financial goals.
- Applying for a loan is quick and easy with us, saving businesses time and effort.
- Enjoy affordable financing with us, thanks to their competitive interest rates.
- We provide personalized loan options to meet the specific needs of each business, whether it's for working capital or expansion.
Business Loan
What is a Business Loan?
A business loan is a financial arrangement where a lender provides funds to a business for operational needs, expansion, or other purposes. It supports cash flow, equipment acquisition, inventory, and strategic initiatives.
Read More...
Eligibility Criteria for Personal Loan
Eligibility
Business loan eligibility requires a good credit score, 1-2 years of business operation, stable financials, a solid business plan, and potential collateral. Compliance with legal regulations, a clear loan purpose, and consideration of ownership structure and industry type are also crucial. Meeting these criteria enhances loan approval prospects.
Work Experience
Work experience criteria for a business loan involve evaluating the applicant’s professional background. Lenders assess the number of years in the industry, leadership roles, and past successes, indicating the borrower’s ability to manage the business and meet loan obligations.
Credit Score
Above 750
Age
18 – 60/65 years
Loan Amount
Get loans up to 10 Cr, determined by your credit score
Minimum Business Vintage
3 years (may be 5 years for some lenders)
Minimum Business Turnover
Rs 90,000 to more than Rs 250 crore
Eligible Entities
MSMEs, Proprietors, Limited Liability Partnership firms, Private Limited Companies, Public Limited Companies, self-employed individuals, self-employed professionals (doctors, CA, CS, architect, etc.) individual corporations, etc.
Document Required
To get a business loan, you'll need to provide key documents like your business plan, financial statements, tax returns, and bank statements.
Proof of Identity
- PAN Card / Voter ID / Aadhaar Card / Passport / Driving License
Proof of Income
For Self Employed Individuals:
- ITR / P&L Statement and Balance Sheet / Bank Account Statement
Proof of Firm Constitution
- MOA/PartnerShip Deed/GST Registration Certificate
Proof of Address
- Bank Account Statement / Aadhaar Card / Lease Documents / Property Purchase Agreement / Utility Bill / Passport / Driving License
Proof of Age
- Birth certificate, PAN card, Aadhar card, Passport
Proof of Ownership proof
- Agreement Copy / Electricity Bill / Maintenance Bill with share certificate / Municipal tax bill/Share certificate
Proof of Business continuity proof
- Shop and Establishment certificate/Tax registrations-VAT/Service tax/GST registrations
Why Choose Us
We Provide Business Loan with
Transparency
CRDTLIN Capital understands the importance of clarity and openness in financial transactions.
Clear Terms and Conditions
Our business loan offerings come with straightforward terms and conditions.
Transparent Interest Rates
We believe in fair and transparent
pricing
Open Communication Channels
We prioritize open communication with our clients.
Apply Now
To get a personal loan, fill out the below from and get the amount in account.
FAQ
You Can Find All Answers Here
Getting a business loan without ITR may be challenging, as most lenders require income tax returns as a key financial document.
The minimum turnover requirement for a business loan varies among lenders, but it is typically based on the size and nature of your business. Check with specific lenders for their criteria.
Documents required for a business loan for a doctor may include proof of identity, address, medical degree, registration certificate, financial statements, and business ownership details. Check with the lender for specific requirements.